Understanding How Dental Insurance Works
Your dental insurance plan is most likely tailored to encourage you to seek preventive treatment instead of waiting for a dental emergency to seek care. This means that checkups and cleanings are often mostly or fully covered to help you avoid the need for more invasive procedures. You receive coverage by paying a monthly premium. A deductible that comes out of your own pocket may need to be met before any benefits kick in. You can contact your provider if there’s anything you don’t understand about your coverage.
What Does My Dental Insurance Cover?
Every dental plan varies, so you should contact your insurance company directly if you have any doubts about your coverage. Most plans look something like this:
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100% coverage for all preventive treatments, including checkups, cleanings, and X-rays
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80% coverage for basic procedures like fillings
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50% coverage for crowns, bridges, dentures, and other more extensive treatments
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No coverage for elective or purely cosmetic procedures like teeth whitening
Note that your plan probably has an annual maximum regarding the amount that your insurance company will pay for care, so keep that in mind when planning treatments.
Our In-Network Dental Insurance Providers
We are a preferred provider for the following dental insurances:
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Cigna
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Premier Dental Group
- DPPO
If your insurance company is not on the list, please don't hesitate to call us and talk about alternate options. Payment plans, Wisestack and Proceed financing are other available avenues for making the cost of dentistry manageable and stress-free. We may also be able to work with other dental insurances. We look forward to welcoming you in soon!
